Abstract:
Grameen Bank (GB) is one of the largest NGOs workthg with the socio-economic
uplifting of the poor section specially women of the society. The main focus of the
present study is to determine the Effect of GB on women beneficiaries through change
in socio-economic condition and empowerment of women beneficiaries of GB in
Sujalpur union of Birgonj upajilla under Dinajpur district. The specific objectives
were: to determine the selected characteristics of rural women, to determine the Effect
of GB micro-credit program on women beneficiaries, to explore the relationship
between the selected characteristics and Effect of GB micro-credit program and to
identi& the problems confronted by the women beneficiaries after involvement with
GB micro-credit program. Eleven selected personal characteristics of women were
described, which include- age, education, family size, farm size, family income, credit
availability, duration of involvement with GB micro-credit program, attitude towards
GB micro-credit program, personal independent savings, organizational participation
and level of aspiration in life with dependent variable of Effect of GB microcredit
program on women beneficiaries. The result of analysis on change pattern of
livelihood status in nine dimension namely 'change in family annual income', 'change
in clothing'. 'change in food consumption'. 'change in sanitation', 'change in
mobility', 'change in housing', 'change in decision making ability', 'change in
purchasing capacity' and 'change in spousal arguments and abuse' in terms of before
and after involvement with GB microeredit program were found significant. Null
hypotheses were tested to explore the relationship between eleven independent
variables and change in livelihood status. Five null hypotheses out of 11 null
hypotheses were rejected. Among these age, education, family income, credit received
and level of aspiration in life were significantly related. On the other hand family size,
farm size, organizational participation attitude towards GB micro-credit program and
personal independent savings didn't show any siificant relationship with the Effect
of GB micro-credit program. This implied that the GB micro-credit program had a
positive Effect on change in socio-economic condition and empowerment of rural
women.
Description:
A Thesis
Submitted to the Faculty of Agriculture,
Sher-e-Bangla Agricultural University, Dhaka,
in partial fulfillment of the requirements
for the degree of
MASTER OF SCIENCE
IN
AGRICULTURAL EXTENSION AND INFORMATION SYSTEM
