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<title>Dept. of Management and Finance</title>
<link href="http://localhost:8080/handle/123456789/2687" rel="alternate"/>
<subtitle/>
<id>http://localhost:8080/handle/123456789/2687</id>
<updated>2026-04-18T17:39:52Z</updated>
<dc:date>2026-04-18T17:39:52Z</dc:date>
<entry>
<title>ADOPTION OF ECO-FRIENDLY AGRICULTURAL TECHNOLOGIES IN BANGLADESH: ROLE OF ACCESS TO  FINANCE</title>
<link href="http://localhost:8080/handle/123456789/5281" rel="alternate"/>
<author>
<name>AKTER, MST. SHOPNA</name>
</author>
<id>http://localhost:8080/handle/123456789/5281</id>
<updated>2025-06-23T04:00:08Z</updated>
<published>2022-01-01T00:00:00Z</published>
<summary type="text">ADOPTION OF ECO-FRIENDLY AGRICULTURAL TECHNOLOGIES IN BANGLADESH: ROLE OF ACCESS TO  FINANCE
AKTER, MST. SHOPNA
As a disaster prone country the farmers of Bangladesh imprudently use excessive&#13;
pesticides and chemical fertilizer products which poses several environmental threats&#13;
e.g., ecological imbalances, soil squalor, biodiversity loss, and ecological devastation&#13;
and therefore make the country’s food security at stake. Considering global climate&#13;
change and country’s environment issues eco-friendly agricultural technologies (EAT)&#13;
gaining its popularity among the farmers. However, lack of capital often hinder the&#13;
adoption of EAT. Therefore, this study was conducted to identify whether access to&#13;
finance increase the likelihood and level of adoption of EAT in Bangladesh. A total of&#13;
270 vegetable farmers were selected randomly from two districts i.e., Cumilla and&#13;
Narsingdi. Face-to-face interviews were conducted to collect necessary data. The&#13;
collected data were then analyzed by using the Binary Logit, Poisson and Tobit&#13;
regression.  The findings suggested that access to finance positively affected adoption&#13;
of EAT while the distance of bank and NGO from the vegetable farmers house&#13;
negatively influenced the likelihood of adopting EAT. Moreover, access to finance&#13;
increase the level of adoption of EAT. Besides, location, education, mobile phone&#13;
usage, mass media usage and membership of IPM club positively and significantly&#13;
affected the EAT adoption. In terms of policy perspective, the likelihood and level of&#13;
EAT adoption can be increased through ensuring easy access to finance, increasing&#13;
access to extension services and familiarizing EAT practices among the farmers by&#13;
mobile and  mass media.
A Thesis &#13;
Submitted to the Department of Agricultural Finance and Management, &#13;
Sher-e-Bangla Agricultural University, Dhaka  &#13;
In partial fulfillment of the requirements for the degree of &#13;
 &#13;
MASTER OF SCIENCE &#13;
IN &#13;
AGRICULTURAL FINANCE AND MANAGEMENT
</summary>
<dc:date>2022-01-01T00:00:00Z</dc:date>
</entry>
<entry>
<title>ADOPTION AND IMPACTS OF ORGANIC FARMING: CASE OF WINTER TOMATO PRODUCTION IN  BANGLADESH</title>
<link href="http://localhost:8080/handle/123456789/5280" rel="alternate"/>
<author>
<name>MANJIRA, SHIRAJUM</name>
</author>
<id>http://localhost:8080/handle/123456789/5280</id>
<updated>2025-06-23T03:58:22Z</updated>
<published>2022-01-01T00:00:00Z</published>
<summary type="text">ADOPTION AND IMPACTS OF ORGANIC FARMING: CASE OF WINTER TOMATO PRODUCTION IN  BANGLADESH
MANJIRA, SHIRAJUM
Organic farming is significant because it has the potential to spread environmentally&#13;
friendly farming methods that rely less on synthetic chemicals. It improves soil health,&#13;
food safety, and environmental impact, benefiting farmers and customers in the long&#13;
run. The goals of the study include investigating the sociodemographic traits of&#13;
tomato producers, determining the factors that influence the adoption of organic&#13;
tomato farming by binary probit model, and assessing the effects of adoption using a&#13;
PSM by studying 200 randomly selected farmers. The results indicate notable&#13;
disparities between organic and inorganic tomato farmers with regards to age, earning&#13;
member, farming experience, using mobile, extension contact, and landholding. In&#13;
comparison to inorganic farming, organic tomato farming exhibits higher profitability&#13;
and a superior benefit-cost ratio. The benefits of organic farming are further supported&#13;
by propensity score matching analysis, which highlights organic tomato growing has&#13;
statistically significant higher benefit-cost ratios (BCR), lower overall costs per&#13;
hectare, and higher selling prices per kilogram than conventional inorganic&#13;
cultivation. Although there are a number of challenges for tomato producers using&#13;
organic agricultural methods, the main one is the lack of financial support. Managing&#13;
diseases and pests, labor expenses, erratic yields, a lack of resources, and knowledge&#13;
gaps are a few of the major difficulties organic tomato farmers face. These results&#13;
offer insightful information to stakeholders and policymakers working to advance&#13;
organic and sustainable farming practices in Bangladesh.
A Thesis&#13;
Submitted to the Faculty of Agribusiness Management, &#13;
Sher-e-Bangla Agricultural University, Dhaka,&#13;
 in partial fulfillment of the requirements &#13;
for the degree of &#13;
MASTER OF SCIENCE&#13;
IN &#13;
AGRICULTURAL FINANCE AND MANAGEMENT
</summary>
<dc:date>2022-01-01T00:00:00Z</dc:date>
</entry>
<entry>
<title>LIVELIHOOD AND ADOPTION DETERMINANTS OF DROUGHT TOLERANCE RICE VARIETIES IN NORTHWESTERN AREAS OF  BANGLADESH</title>
<link href="http://localhost:8080/handle/123456789/5036" rel="alternate"/>
<author>
<name>MIM, JULIA SULTANA</name>
</author>
<id>http://localhost:8080/handle/123456789/5036</id>
<updated>2023-09-17T10:46:33Z</updated>
<published>2022-01-01T00:00:00Z</published>
<summary type="text">LIVELIHOOD AND ADOPTION DETERMINANTS OF DROUGHT TOLERANCE RICE VARIETIES IN NORTHWESTERN AREAS OF  BANGLADESH
MIM, JULIA SULTANA
Food insecurity in Bangladesh is exacerbated by the vulnerability of the country's rice &#13;
industry to climate-related risks like drought. Adoption of rice types resistant to drought&#13;
can significantly boost output, the availability of food grains, and income. The objective of&#13;
this study was to identify the adoption determinants of drought tolerance rice variety and&#13;
to compare the livelihood status between drought tolerance rice variety adopter and nonadopter.&#13;
I&#13;
received&#13;
data&#13;
from&#13;
SAURES&#13;
where&#13;
120&#13;
rice&#13;
farmers&#13;
from&#13;
Rajshahi&#13;
and&#13;
Natore&#13;
&#13;
district&#13;
&#13;
were chosen randomly to achieve these goals were questioned. The total sample&#13;
was separated into two groups: adopters, and non-adopters. Binary Logistic Regression&#13;
Model identifies factors affecting the adoption of drought tolerance rice varieties, where&#13;
experience, training on drought tolerance rice variety, extension contact, and knowledge of&#13;
drought tolerance rice variety have a positive impact and significant at 1%, 5% and 10%&#13;
level, while age has a negative impact on adoption. Finally, the study compares the&#13;
livelihood components of adopter and non-adopter farmers and finds that natural, physical,&#13;
and financial capital are higher for adopters, while human and social capital are higher for&#13;
non-adopters. The overall livelihood index for drought tolerance rice varieties growers&#13;
(0.62) was higher for non-adopter compared to adopter (0.61). The adoption of droughttolerant&#13;
&#13;
rice varieties was impacted by four key variables had positive impact, while age&#13;
had a negative impact. Adopters had higher natural, physical, and financial capital whereas&#13;
non-adopters had higher human and social capital.
A thesis submitted to &#13;
The Department of Management and Finance, Sher-e-Bangla Agricultural University, &#13;
Dhaka-1207 &#13;
In partial fulfillment of the requirements for the degree of &#13;
&#13;
                                                MASTER OF SCIENCE &#13;
                                                                 IN &#13;
                                      MANAGEMENT AND FINANCE
</summary>
<dc:date>2022-01-01T00:00:00Z</dc:date>
</entry>
<entry>
<title>IMPACT OF MICROCREDIT IN ENHANCING FOOD SECURITY OF RURAL HOUSEHOLDS IN  BANGLADESH</title>
<link href="http://localhost:8080/handle/123456789/5035" rel="alternate"/>
<author>
<name>TOMA, NAWSHIN SHAHARIN</name>
</author>
<id>http://localhost:8080/handle/123456789/5035</id>
<updated>2023-09-17T10:44:18Z</updated>
<published>2022-01-01T00:00:00Z</published>
<summary type="text">IMPACT OF MICROCREDIT IN ENHANCING FOOD SECURITY OF RURAL HOUSEHOLDS IN  BANGLADESH
TOMA, NAWSHIN SHAHARIN
The main objective of this study was to assess the impact of microcredit on the food&#13;
security status of rural households in Bangladesh. Primary data was collected from&#13;
Comilla and Chandpur districts of Bangladesh due to availability of microcredit&#13;
borrowers. Data were collected purposively from 200 respondents through face-to-face&#13;
interviews during January to June, 2022. Descriptive and econometric models were&#13;
used to analyzed the data. Probit regression model, Food Consumption Score (FCS)&#13;
and Propensity Score Matching (PSM) technique were used to obtain the objectives of&#13;
the study. Probit regression model was used to assess the factors influencing access to&#13;
microcredit. FCS method was used to assess the food security status of microcredit&#13;
borrowers and non-borrowers and PSM was used to evaluate the impact of microcredit&#13;
in enhancing food security of rural households. The findings indicated that gender, age,&#13;
agricultural land, family, household size, non-farm income source of household and&#13;
training influence access to microcredit positively, in opposite education, occupation,&#13;
earning member and annual income influenced access to microcredit negatively&#13;
whereas gender, age, land, family, household size, non-farm income, annual income&#13;
and training were significant at 5% level of significance and education, occupation,&#13;
earning member, training were significant at 1% level of significance.  The results also&#13;
revealed that there is a significant difference of FCS with 1% level of significance&#13;
between microcredit borrowers and non-borrowers and FCS is higher for nonborrowers&#13;
compared&#13;
to&#13;
borrowers.&#13;
The&#13;
PSM&#13;
result&#13;
revealed&#13;
that&#13;
microcredit&#13;
program&#13;
&#13;
has&#13;
reduced&#13;
the&#13;
food&#13;
security&#13;
status&#13;
of&#13;
&#13;
the&#13;
borrowers&#13;
by&#13;
17.564&#13;
and&#13;
6.04&#13;
unit&#13;
based&#13;
on&#13;
&#13;
Nearest&#13;
&#13;
Neighbor (NN) and Radius matching method. Inadequate credit availability&#13;
and inefficient credit utilization could be the cause. The study suggests that microcredit&#13;
program should be design to promote sustainable livelihood of rural households and&#13;
regular monitoring and evaluation are essential to assess the impact on food security.&#13;
In addition, it is recommended that microcredit intervention with social support&#13;
programs can have a holistic impact on improving food security and well-being of rural&#13;
households.
A Thesis&#13;
Submitted to the Department of Management and Finance, &#13;
Sher-e-Bangla Agricultural University, Dhaka, in&#13;
partial fulfillment of the requirements &#13;
for the degree of&#13;
MASTER OF SCIENCE &#13;
IN&#13;
MANAGEMENT AND FINANCE
</summary>
<dc:date>2022-01-01T00:00:00Z</dc:date>
</entry>
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